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I'm back again.Those are all zeros I see aren't they? For emergency, for mad money, and for petorl.Put your fiver for emergency somewhere out of reach. (In the bank if putting it in and taking it out doesn't cost more than the interest while it is there.)So no you have a start on an emergency fund.You didn't spend anything on petorl is that because you just haven't gotten around to filling the tank? Or is it because the tank is still full? (Near enough to full is good over three quarters full.)You haven't spent your mad money yet how much does a pizza cost? (More than a fiver I reckon.)So spend your money on a box of pizza ingredients and various toppings. OR save up your money until next week and see if you can get a pizza for two weeks of mad money.Don't make your budget harder on yourself than it has to be. The fiver is for mad money, it's not (necessarily) for saving. Especially at the beginning.After a while you might want to save up for something special something mad that costs more than 5 pounds using your mad money. Because that what mad money is for, isn't it?Janey